Williams & Prochaska
401 Church Street,
Suite 2600
Nashville, TN 37219
Telephone: (615) 242-0060
Facsimile: (615) 242-0124
nashville@wp-pc.com

50 North Front Street
845 Morgan Keegan Tower
Memphis, TN 38103
Telephone: (901) 577-1000
Fax: (901) 521-0206
memphis@wp-pc.com

Attorney Profiles

ERNEST B. WILLIAMS IV:

Managing Shareholder of Williams & Prochaska. P.C., Nashville and Memphis Tennessee

Ernest is the former chair of the American Bar Association, Business Section, Consumer Bankruptcy Committee. He is on the Board of Governors of the Conference of Consumer Finance Law. He is a Member of the American Bar Association, Section of Business Law, Commercial and Consumer Financial Services Committees, and has served on the Governing Committee of each. He has served as Tennessee Editor for each of CarLaw and HouseLaw. He is a member of the Association of Commercial Finance Attorneys and is a regular instructor for continuing legal education both in Tennessee and nationally, generally teaching on the subjects of Secured Transactions, Real Estate Finance, Consumer Regulation and RESPA.

Faculty Member

Consumer and Commercial Real Estate Lending, programs presented annually by National Business Institutes, Lorman Educational Services, Professional Education Institutes, American, Tennessee and Nashville Bar Associations. (Publication materials available upon request).

Faculty

Practicing Law Institutes: “The Ups and Downs of Aircraft Finance.”

Mr. Williams handles Small Business Administration loans for various lenders, in Tennessee and Nationally and is versed in SBA Lending policies and procedures, assisting processing offices in the state of Tennessee.

Mr. Williams assists consumer lenders and mortgage loan servicers in developing portfolio compliance strategies. He represents banks, finance companies and aircraft manufacturers in sales and lending transactions.

Among other law review articles and books, he has authored:

• “Tennessee Home Loan Protection Act” Consumer Finance Quarterly Report, Vol 62, Issue 2, 2008.
• “When Debt Comes Crashing Down (Are Reaffirmation Agreements a Good Thing?),” Business Law Today, September/October 1998;
• Handling Consumer Bankruptcies, American Banker's Association, 1996;
• Managing Business Bankruptcies, American Banker's Association, 1996;
• “Consumer Bankruptcy Developments,” The Business Lawyer, Vol. 59 Issue No. 3 (May 2004), The Business Lawyer, Vol. 60 Issue No. 2 (February 2005)
• Mr. Williams is also a member of the ABA Section of Business Law. He was Vice Chair, Business Bankruptcy Committee, Subcommittee on Claims, Priorities and Exemptions, 1988-1997; Chair, Task Force on Perfection of Rents and Leases in Bankruptcy, 1990-1995, and Served on various task forces advising the Permanent Editorial Board (Article 9 Uniform Commercial Code Revisions).
• Mr. Williams is a registered lobbyist representing lenders.